Page 3 - Kildare CU 2022 AR

CONTENTS
Page Number Agenda of the Meeting 2 Standing Orders 3-4 Operating Principles 5 Chairperson’s Address 6 Report of the Board of Directors and Consideration of Accounts 7-8 Statement of Directors’ Responsibilities 9 Statement of Board Oversight Committee Responsibilities 10 Independent Auditor’s Report 11-12 Income and Expenditure Account 13 Balance Sheet 14 Statement of Changes in Reserves 15 Cash Flow Statement 16 Notes to Financial Statements 17-35 Schedules 1 to 3: Income Schedules 35 Schedules 4 to 6: Other Management Expenses and other Losses 36 Car Draw Account 37 Report of the Board Oversight Committee 38 Credit Committee Report 39 Credit Control Committee Report 40 Membership Committee Report 41 Promotion and Development Report 42 Nomination Committee Report 43-44 Rule Amendment 44 Deposit Guarantee Scheme 45-46 European Communities (Payment Services) Regulations 47-51 Politically Exposed Person 52-53 Important Information to Note 54-57 Data Privacy Notice 58-61
Page 1