Page 200 - Tata Steel One Report 2024-Eng-Ebook HY

Business Operation and Performance Driving Business Towards Sustainability Corporate Governance Policy Financial Statements
Attachments
Tata Steel (Thailand) Public Company Limited
Tata Steel (Thailand) Public Company Limited
Notes to the Consolidated and Separate Financial Statements
Notes to the Consolidated and Separate Financial Statements
For the year ended 31 March 2025
For the year ended 31 March 2025
Fixed interest rates
Separate financial statements Floating interest rates
As at 31 March 2025 Financial assets
Cash and cash equivalents
Financial liabilities
Lease liabilities Short-term borrowings
from a subsidiary
As at 31 March 2024 Financial assets
Cash and cash equivalents
Financial liabilities
Lease liabilities Short-term borrowings
from a subsidiary
Within 1 year Thousand Baht
1,000,000 1,000,000
7,445 508,134 515,579
1 - 5 years Thousand Baht
- -
12,792 - 12,792
Over 5 years Thousand Baht
Within 1 year Thousand Baht
1 - 5 years Thousand Baht
Non- Over 5 Interest years bearing Thousand Thousand Baht Baht
Total Thousand Baht
1,645,488 1,645,488
20,237 508,134 528,371
Total Thousand Baht
2,095,292 2,095,292
27,049 989,321 1,016,370
Interest rate (% p.a.)
0.10 - 1.78
MLR-2 0.5
Interest rate (% p.a.)
0.10 - 1.87
MLR-2 0.5
- 644,585 - - 644,585 -
- - - - - - - - -
Separate financial statements Floating interest rates
- 903 - 903
- - - - - -
Fixed interest rates
Within 1 year Thousand Baht
1,500,000 1,500,000
12,207 989,321 1,001,528
Over 5 Within
1 - 5 years Thousand Baht
- -
- - -
Non- Over 5 Interest years bearing Thousand Thousand Baht Baht
- 7,466 - 7,466
- - - - - -
1 - 5 years
years Thousand Thousand Baht Baht
- - - -
14,842 - - - 14,842 -
1 year Thousand Baht
587,826 587,826
- - -
5.1.2 Credit risk
Credit risk arises from cash and cash equivalents, derivative financial instruments as well as credit exposures to
customers, including outstanding receivables.
198
Tata Steel (Thailand) Public Company Limited
a)
Riskmanagement
Credit risk is managed on a group basis. For banks and financial institutions, only independently rated
parties with a minimum rating of ‘A’ are accepted.
If customers are independently rated, these ratings are used. Otherwise, if there is no independent rating, risk control assesses the credit quality of the customer, taking into account its financial position, past experience and other factors. Individual risk limits are set based on internal or external ratings in accordance with limits set by the board. The compliance with credit limits by customers is regularly monitored by line management.
The Group has no significant concentrations of credit risk. The Group has policies in place to ensure that sales of products and services are made to customers with an appropriate credit history.