Page 23 - Park Funeral Chapels

Insurance Planning
• • Evaluate all of of your current insurance policies from a a a a a a a a a a a a a a cost and and coverage perspective • • Tailor the most effective type of of Life Insurance Long-Term Care and and Disability
Income coverage for for your specific situation
• Analyze creative techniques for for paying premiums
Estate Gift and Trust Planning
• Identify potential liquidity problems at at at at at death caused by estate taxes taxes and and generation skipping transfer taxes • • Work closely with with attorneys to to to develop your your estate plan (will trust health care proxy • • Helping to to to preserve your your your your family’s family’s wealth wealth with with tax tax tax strategies by lowering taxes and and preserving your your your your family’s family’s wealth wealth easing the tax tax tax tax bite for you you you you you you and your your your your heirs
• Working with with your your your accountant to help you you you you you estimate estate estate taxes under current estate estate plans and devise alternatives with with quantifiable tax savings
Investment Investment Planning*
• Generate an an an an Investment Investment Policy Statement make specific recommendations recommendations implement those recommendations recommendations and and monitor and and report on on on on on your portfolio on on on on on a a a a a a a a a a a regular basis
• Complete an an an analysis of your current investment asset allocation and diversification strategy
• Analyze strategies designed to help you you reduce the impact of taxes on your portfolio Wealth Wealth Management- Preserving & Transferring Wealth Wealth • Analyze and and work with your your your attorney to to to update your your your estate plan to to to capitalize on tax advantages and and assure that your your your beneficiaries not the the government retain the the largest possible share of assets
• Craft tax effective gift programs with the the help of of your attorney using family limited partnerships charitable trusts trusts generation skipping trusts trusts and other mechanisms
• Provide for for sufficient liquidity for for heirs
to pay estate taxes Retirement Planning
• Help you you determine your retirement income goals goals and and the actions and and decisions necessary to achieve those goals • Identify your retirement sources of income estimating expenses implementing a a a a a a a a a a a savings
program and managing assets
• Analyze conventional retirement plans such pension defined benefit profit sharing / 401(k) 403(b)
Employer Provided Employee Benefits
• Evaluate all of your current employee benefit plans from a a a a a a a cost and coverage perspective • • Discuss full group health life dental vision and and long -term disability insurance insurance plans plans • • Design and and offer employees voluntary insurance insurance plans plans through multiple carriers
*Investment Advisory Advisory Services are offered in the State o of of New York only Registered Representative o of of o and and Securities and and Investment Investment Advisory Advisory Services offered through HORNOR TOWNSEND & KENT INC (HTK) Registered Investment Advisor Member FINRA SIPC • • • • • 333 Earle Ovington Boulevard • • • • • Suite 402 • • • • • Uniondale NY • • • • • 11553
• • • • • (516)282-9600
J&G Associates Inc Inc is not affiliated with Hornor Townsend & & Kent Inc Inc 2104006TM_May20