Volume : 01 bjvm_vvnagar@yahoo.com Month : January 2025 ु ् । योगः कमस कौशलम। letter YEAR Charutar Vidya Mandal’s B.J.Vanijya Mahavidyalaya (Autonomous) (Grant-in-Aid) Affiliated to Sardar Patel University Vallabh Vidyanagar - 388 120 Y E A R