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Stop-Loss Assistance for Peace of Mind
IBA Understands That Se ing the Proper Risk Exposure Is Key to Establishing an E ective Self-Funded Plan
• IBA works closely with each individual client to establish their proper risk exposure and tolerance levels
• With our long-established relationships among the largest and best known A-rated Stop-Loss carriers, IBA clients bene t with the most competitive rates in the marketplace
• IBA can guide you in determining Speci c Stop-Loss levels to protect against individual catastrophic claims or Aggregate Stop-Loss to protect against claims exceeding a predetermined total dollar limit for the group
• Unlike other carriers, IBA works with a stable of reinsurers including XChange Bene ts/US Fire, HCC Bene ts, Symetra, Sun Life, Gerber Life, Optum, HM, and Nationwide and is skilled at delivering the best stop-loss rates available
STOP-LOSS
