Page 8 - IBA Demo
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A Comparison Where “Less is More” Money for The Employer
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COST COMPONENTS
Claims Trend
Administrative Cost
Network Access Fees (Primary & Out-of-Area)
Reserves Pooling Charge
Premium Taxes
Insurance Company Overhead + Pro t
Stop-Loss Premiums
FULLY-INSURED SELF-INSURED
Yes Yes Yes Yes Yes Yes
Yes Yes
Yes NO Yes NO Yes NO
Yes NO NO Yes
A self-insured funding arrangement could save your Health Plan 10%–15%, combined with IBA’s additional cost savings solutions, we can achieve substantial savings for our valued clients.
COMPARISON
