Page 9 - New Guide | Draft | 3.24.21

Reduce Your Risk
Your dollar bills?
Well, if you keep your savings in dollars, over time, the value of those dollars shrinks.
And shrinks... and shrinks... and shrinks.
In fact -- and this is truly horrible -- the longer you need your money to last, the less likely it is that dollars alone will allow you to maintain an acceptable standard of living.
This is not to say that cash savings and dollar-based investments aren’t useful. Stocks can appreciate dramatically, and having an emergency fund is always wise.
But when you think of your retirement... about the money you may need in the years ahead of you...
That’s when you may come to realize that when you’re holding on to a lot of cash, time is your enemy. Worse, it’s not the only thing you need to worry about wrecking the value of your retirement nest egg.
Let’s look at a few other “bogeys” on the horizon...
This guide is general in nature, and not tailored to specifics of the investment goals of any individual.
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