Page 1 - FINAL - Brouse IR Year-End Newsletter 2021_Neat

Your Coverage Advisor

Your 2021 Newsletter Insurance Coverage Newsletter
Year in Review 2021 (Vol. XXVI)
from Brouse McDowell

IN THIS ISSUE

By Amanda Leffler
aleffler@brouse.com
Your 2021 Newsletter
from Brouse McDowell ....... 1
The past year has been a busy one for Brouse McDowell’s
insurance recovery practitioners. An evolving workplace model Cyberattacks in 2021
Demonstrate Importance
and ongoing fall-out from the COVID-19 pandemic has continued of Cyber-Risk-Insurance
to impact the insurance market, including the types and frequency for 2022. . . . . . . . . . . . . . . . . . . . 3
of insurance claims. More than ever, policyholders are seeking Tips for Managing Supply
our counsel to assist them in selecting and purchasing insurance Chain Risks.. . . . . . . . . . . . . . . . . 5
coverage that will shift the risks of their enterprise and function in
the manner contemplated at the time of purchase. 2022 Ohio Supreme Court
Update .................... 7
The importance of understanding the coverage being purchased Utilizing Representations and
before a loss or injury occurs has been highlighted, in no small Warranties Insurance in M&A
part, by the experience many companies have had with insurance Transactions and Related
Financing ................. 10
claims related to COVID-19. The news is flooded with stories
of policyholders whose claims have been unexpectedly denied Maximizing Coverage for
by their insurers. Of course, business interruption coverage for Government Investigations. . . 14
COVID-related losses is still a hotly litigated issue, in both federal Accolades ................. 16
and state courts nationwide. Our insureds also continue to
demand that insurers honor their obligations under other types
of policy coverages—communicable disease, environmental, and
event cancellation. Until state supreme courts decide many of
these issues, however, coverage for COVID-19 losses is likely to
continue to be contested.

Brouse has also seen several of its clients shift their business models
to permit, or even require, regular remote work. This fact, and
the evolving nature of cyber risk, highlighted in this newsletter,
have made procuring sufficient cyber insurance coverage more

(Continued on page 2)

Your Coverage Advisor 1