Page 6 - Grey Wall Brochure

Frequently asked questions and answers
WHAT OPTIONS ARE THERE IF I DO
NOT HAVE SAVINGS?
If you have not got the ready money to invest it is possible to use equity you may have in your current property.If you own your own home and have lived there for a few years, there is a very good chance the loan amount would have
WHAT IS PROPERTY CAPITAL
GROWTH?
Property Capital Growth is the increase in value of your property over time. You can benefit from this by the amount your property value has increased from when you first purchased or re-mortgaged.
WHAT AREAS DO YOU SOURCE
PROPERTY IN?
We source property in any area that satisfies the Return on Investment requirements of our business model.
WILL EQUITY RELEASE AFFECT MY
CHILDRENS INHERITENCE?
No, it will improve it in line with the Capital Growth on each Investment Property. This will be over and above your monthly rental income/s.
CAN I VIEW A PROPERTY PRIOR TO
PAYING A FEE?
No, it is company policy not to divulge property address or estate agent prior to the fees being
paid. If you view the property after the fees have been paid and you find it is not as per PEP description, you will be entitled to a refund.
WHAT TYPE OF RETURN ON
INVESTMENT CAN I EXPECT?
We can demonstrate to you our Return on Investment performance in the property market. Contact us for further information
HOW LONG DOES THE PROCESS
TAKE?
Purchasing a property can take on average 6-10 weeks. You will start seeing a return on your investment a month after the tenant moves in.
WHAT IF INTEREST RATES RISE?
Fixed rate loans have never been so competitive. It is now possible to get a 10yr fixed agreement with major banks and building societies. This takes the guess work and the worry out of the equation as the mortgage will be fixed for 10 years. The choice between fixed and variable rates is one that the investor must make and should be carefully judged by the loan amount and security of your employment.A mortgage broker will discuss various options for you to consider.
WILL I HAVE TO MAINTAIN THE
PROPERTY?
You will be liable to cover the cost of any required maintenance. This is very often arranged by the Letting Agent and the fee is then deducted from the next month’s rent.