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If you you own valuable jewelry furs collec bles or other items that would be di cult to replace there are two ways you you can increase coverage:
1 Raise the the the the limit limit of the the the the liability This is is is the the the the lessor expensive op on however the the the the the the amounts are s s s s s s s s s s s s s s ll ll limited for for both individual pieces and overall overall losses For example the the the the limit limit limit to a a a a a a a a a a a claim for for the the the the loss loss of an an individual piece could be $2 000 000 with the the the overall overall limit limit at $5 000 2 Purchase a a a a a a a a oater policy and “schedule” your individual valuables valuables While more costly this op on on o o o o o o o o o o o o o o o o ers ers the broadest protec on on for valuables valuables Floaters cover losses of any type including those your homeowners insurance policy does
not cover cover Floaters cover cover accidental losses such as dropping your ring down the the kitchen sink drain or or leaving an expensive watch in in in in in in a a a a a a a a a a a hotel room Before purchasing a a a a a a a a a a a oater the the items covered must be professionally appraised If jewelry is planned for Valen ne's Day then give us a a a a a a a call to make sure you are protected