Page 11 - Smith Ins. Primer

Primary Liability Coverage: cont.
Garagekeepers’ Legal Liability
Provides protec on for the automobiles of unit owners or guests that are in the care, custody or control of the associa on, such as a endants that park cars. Coverage is provided
for such perils as collision, vandalism and the .
Host Liquor Liability
Provides coverage for liability that may arise if the associa on sponsors events where liquor is consumed or served.
Independent Contractors Liability
Protects the associa on from loss due to liability arising from opera ons of subcontractors.
Medical Payments
Provides coverage for medical expenses of members of the public injured on the common property whether or not the associa on is liable.
Personal Injury
Extends bodily injury to include false arrest, deten on or imprisonment, malicious prosecu on, libel, slander, defama on of character, invasion of privacy, wrongful evic on and wrongful entry. Some forms may also include coverage for humilia on and discrimina on.
Property Damage Legal Liability
Provides coverage for the associa on for property of others in the associa on’s care, custody or control at the me of loss. Some forms limit coverage to the peril of re only.
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