Page 5 - Smith Ins. Primer

Property – Type of Coverage Form
Bare Walls
Provides coverage for common and limited common elements. It excludes property within the un nished interior surface of the perimeter walls, oors, and ceilings of units or private storage areas, addi ons, altera ons, and structural repairs, nishes, coa ng and coverings of walls, oors and ceilings,
and permanently installed appliances and xtures.
Single En ty
Provides for common elements, limited common elements, and property included in units and private storage areas which were ini ally installed in accordance with the associa on’s original plans
and speci ca ons or a replacement of like kind and quality.
All In
Provides coverage for common elements, limited common elements, property included in units
and private storage areas and addi ons, be erments and improvements made at the expense of the unit owner.
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