Page 8 - Smith Ins. Primer

Items of Property Covered
The associa on’s review of property covered should examine what items are covered, for what perils and for what coverage limits.
Buildings
Could include residences, clubhouses, mee ng centers, boathouses, carports, garages, sewage treatment facili es, and hea ng and air condi oning plants. Could also include founda ons; pipes, wires, conduits, and u li es whether above or below ground; hea ng, ven la ng and cooling systems; sprinkler, re protec on and security systems; permanently installed building machinery and equipment; balconies; porches; decks; and pa os.
Structures
Could include arbors, awnings or canopies, bridges,
bulkheads, cabanas, courts for handball, courts for racquet sports, agpoles, fences, walkways, roadways, fountains, gatehouses, gazebos, piers, docks and wharves, pump houses, recrea on xtures, retaining walls, swimming pools and statues.
Other Property
Could include antennas and satellite dishes, electronic data processing equipment and so ware, ne arts, indoor and outdoor furnishings, glass, personal e ects, property of others, property o premises, signs, trees, plants, and shrubs.
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