Page 15 - AO4thQT2017PL

Special endorsement needed
A Mobile Home Endorsement must be be a a a ached to to a a a homeowner policy in order for the mobile home to be be covered The The endorsement rede nes “residence premises” to include the the the mobile home home and
and
other structures on on the the the the the land The The form provides coverage for for the the the the the home home home shown in in the the the the the declara ons that is used as a a a a a a a a a a a a a a private residence The coverage includes structures and
and
u u u u u u lity tanks a a a a a a a a a a a a a a a a a ached to the the the home home and
and
and
permanently installed items such as oor coverings appliances dressers and
and
cabinets The policy also generally covers materials for repair construc on on on or or renova on that are next to the the home home Because the the home home is mobile if it’s threatened by a a a a a a a covered peril
and
removal is is necessary to to avoid damage up to to $500 is is covered for the the removal and
return of
the the the home without applica on of
of
the the deduc ble This results in a a a a a homeowners policy that has been slightly modi ed to t t t t t a a a mobile home home Coverage for moving the mobile home Because mobile mobile homes are just that mobile mobile there is is an an endorsement for for moving the the the the home home home Transporta on/Permission to to Move Endorsement allows the the the insured to to schedule an an an an an amount of
coverage for for for the the the home home while it it it is is is is in in in transit Coverage is is is is for for collision which is is is is an an an an impact with an an an an object the the same de ni on on that appears in in in the the auto policy So if you you you you have a a a a a a a a a a a a a mobile mobile home home in in your your future give us us a a a a a a a a a a a a a call to to discuss the the the appropriate coverage for you you you you and
your your mobile mobile home home Source: Chris ne ne G Barlow CPCU FC&S Online