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Assess your risks
Your independent insurance agent will take a a a a a a hard look at a your business
operations identify major
risks
and and advise you how to reduce and and avoid
them They can also advise you on which which risks
are are most critical which which which are are are insurable and and which which are are prohibitively expensive and and unnecessary for your industry Clarify your insurance coverage
Independent insurance agents are licensed professionals They must pass a a a a a a state exam obtain
a a a a a license and diligently maintain their knowledge through continuing education tin in in in order to sell insurance That
makes your your agent agent a a a a a a a a a a a a a a rich source of knowledge on how your your plans work work as as well as their their true cost and and and value Many insurance agents will also work work with your employees to ensure they fully understand their their their benefits and and and their coverages