Page 5 - AO 1stQT2019PL
P. 5

In a a a a a a a a a CNN interview Dr Sam Torbati co-chair of the emergency department a at at at Cedars-Sinai Medical Center in in in in in Los Angleles “You have a a a a a a a a a a a a a a a a a public that hasn’t been aware of the the the inherent dangers in in in in what they see as as a a a a a a a a a a a a a a a a a a a fun recreational vehicle vehicle They’re no safer than
than
any other motorized vehicles and in some ways are more more dangerous than
than
than
a a a a a a a a a a a a a a a a a bicycle ”
Dr Torbati attests to to more more than
than
one one hundred ER ER visits related to to the the scooters and in in in in one one one Salt Lake City ER ER there’s been a a a a a a a a a a a 161 percent increase in in in in scooter-related injuries over the the course of of one one one year In September 2018 alone three riders died as a a a a a a result of of scooter scooter accidents Who’s responsible for these e-scooter accidents? In most cases the the the the the rider accepts responsibility when when they agree to to the the the the the the terms of the the the the the the sharing service according to to the the the the Insurance Information Institute (III) That means when when you you ride an an an an an e-scooter you’re responsible for for any injuries and expenses incurred Does your existing insurance insurance cover you you you when you’re riding an an an e-scooter? That depends says the III Most Most homeowners insurance insurance insurance policies policies do not cover cover vehicles vehicles Most Most auto insurance insurance policies policies policies only cover cover vehicles vehicles with more than
two wheels Some personal liability umbrella policies policies policies will cover cover cover cover risks not covered by your your homeowners or or auto insurance insurance policies policies but
you you you should check with your your insurance insurance agent to to find out if e-scooters are covered 
























































































   3   4   5   6   7