Page 14 - AO 1st QT 2017 PL

Tiny Homes
If you are an avid viewer of either HGTV or DIY, you have already seen the latest trend in home designs -- The Tiny Home.
With decreasing home ownership, coupled with high rates of debt for millennials, the ny home trend is on the rise. To make housing more a ordable, we’re seeing home sizes shrinking to 1,000 square feet or less.
Tiny Home owners are certainly
in a class of their own. They are construc ng self-built units, o - the-grid cabins, micro homes, park models, storage container homes, custom RV’s, and ADU’s.
In addi on, many owners are buying ny homes for the express purpose of being footloose and fancy-free; however, ge ng insurance can be a challenge.
What does a Tiny Home policy look like?
Coverage A - Main Tiny Home Dwelling
Coverage B - Separate Structures Coverage C - Personal Property Coverage D - Loss of Use Coverage E - Personal Liability Coverage F - Medical Payments
to others
What happens if you don’t own your own land or move your home frequently?