Page 8 - Simkiss Agency Brochure

Life, Health and Employee Bene ts
The cost of health insurance for employees is one of the most pressing challenges that
businesses face, yet studies consistently show that providing quality bene t packages are a very important part of employee satisfaction and retention strategies. Simkiss & Block specializes in creating cost ef cient programs that best t both your business’ needs and employee demographics. We also have years of experience providing key person insurance programs to protect a business against the nancial impact of the death or disability of a key employee, as well as insurance to fund a buy-sell agreement among shareholders of a privately owned business.
Our professionals also provide customized individual life and disability programs for clients based on a review of their speci c needs and goals. If the need of the client is to provide income replacement protection for their family, we can provide a full suite of term or permanent insurance products and individual disability products to most effectively meet these needs. If the need is to use life insurance as a tax advantaged vehicle to fund for estate taxes as part of
an overall wealth transfer plan, we can work with your nancial advisors and attorneys to customize the proper policy to optimize your dollars. We have experience with, and products to t, any size plan – from a relatively modest estate tax burden through cases in the hundreds of millions of dollars.