Page 6 - TSG 2nd Quarter NL

Need for Financial Planning
When we think of buying insurance or investments, we tend to think of just one product at a me. We don’t consider how this one product links to another nor how our needs and our objec ves are ful lled. Financial Planning allows you to
see the whole picture.
Since we have three phases to our nancial life cycle -- Asset Accumula on, Conserva on, and Distribu on, we need to clearly know how our purchasing decisions will a ect our plan.
Asset Accumula on usually begins with savings and investments to assist you in buying a home, saving for your children’s educa on, or funding your re rement.
Conserva on works towards achieving your desired income level for your re rement.
And Distribu on deals with how you wish your assets to be distributed upon your death.
At TSGF we have a four-part systema c approach to Financial Planning:
1) set your objec ves;
2) develop an asset alloca on strategy;
3) investment selec on and evalua on; and nally 4) ongoing review.
Talk to us today about pu ng a plan together for you.