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Document your item
If you you need to add
coverage you’re going to to to need to to have evidence of the item’s current value Keep your receipt on file
just in case You should
also photograph or video
the the item
and add
it it to to to your home inventory A visual record ensures a a a a a a a a a a speedy claims process in in the the event of a a a a a a a worst-case scenario Review your existing policy
Take a a a a look at your your homeowners policy
to find out if i your your gift is is covered within its its its existing limits The “Property Not Covered” or “Special Limits of of Liability” section will provide an overview of of items requiring additional coverage Talk with us as your independent insurance agent
If your your your luxury item
is not included in in your your your policy
give your your your us us a a a a a a call and let us us know you you you you you you you need supplemental coverage We will be be able to provide you you you you you you you with your your best options for securing your your new gift