Page 131 - Hollard Business Branch Policy Wording

Stated Bene ts
Paraplegia
When the Company has admi ed a claim for Permanent Total Disability, and as a direct result the Accidental Bodily Injuryresults in complete paralysis of the lower half of the body, including both legs, of the Insured Person, the Company will, in addi on to any amount payable for Permanent Total Disability, pay 10% (ten percent) of the bene t paid for Permanent Total Disability subject to a minimum of R50 000 ( y thousand Rand) and up to a maximum of R500 000 ( ve hundred thousand Rand).
Quadraplegia
When the Company has admi ed a claim for Permanent Total Disability, and as a direct result the Accidental Bodily Injury results in complete paralysis of all four limbs of the Insured Person, the Company will, in addi on to any amount payable for Permanent Total Disability, pay 25% (twenty ve percent) of the bene t paid for Permanent Total Disability subject to a minimum of R100 000 (one hundred thousand Rand) and up to a maximum of R1 000 000 (one million Rand).
Rehabilita on costs
In the event that the Insured demonstrates, to the reasonable sa sfac on of the Company, that an Insured Person has su ered Permanent Disability such that he/she cannot con nue to be employed in the occupa on in which he or she was employed at the me of the accident but may be retrained by the Insured, or by any registered training centre, the Company will contribute 80% (eighty percent) of such retraining costs up to a maximum liability of R150 000 (one hundred and y thousand Rand) per Insured Person.
Reloca on costs
In the event that it is necessary to replace as employee a deceased or permanently disabled Insured Person the Company will indemnify the Insured for the following costs not exceeding R150 000 (one hundred and y thousand Rand) incurred by the Insured in rela on to any one Person per occurrence who is required to move more than 100 km (one hundred kilometres):
1. reloca on costs for such person, his/her family, furniture and pets; and
2. 75% (seventy ve percent) of the actual loss caused following the forcible sale of such person’s private dwelling subject to such loss being determined by an impar al valuer appointed and paid by the Company.
Repatria on costs
In the event that there is a valid claim for serious Accidental Bodily Injury, the Company will pay the reasonable and necessary expenses incurred in the repatria on of the Insured Person to his/her normal place of residence;
PROVIDED THAT:
1. the liability of the Company in respect of any one claim shall not exceed R200 000 (two hundred thousand Rand) for any one Insured Person;
2. the prior consent of the Company to repatriate the Insured Person is obtained and such consent will not be unreasonably withheld.
Search and rescue
The Company will pay the reasonable and necessary costs and expenses incurred for search and rescue, including freeing and bringing an Insured Person to a place of safety as a result of, or in order to prevent, Accidental Bodily Injury to an Insured Person.
PROVIDED THAT:
1. the Company will not be liable if an Insured Person is found in circumstances which are unlikely to result in Accidental Bodily Injury;
2. the maximum amount payable by the Company will be R100 000 (one hundred thousand Rand) any one Insured Person any one occurrence;
3. the maximum amount payable by Company in any 12 (twelve) month period of insurance will be R500 000 ( ve hundred thousand Rand).
Page | 130 Hollard Business Policy – Branch – Version 1 2018