Page 191 - Hollard Business Branch Policy Wording

Enroute On-Road Insurance
7. the Insured being under the in uence of drugs or narco cs at the me of the Road Accident unless such drugs or narco cs were administered by a quali ed medical prac oner or prescribed by and taken in accordance with the direc ons of a medical prac oner;
8. the Insured driving a Motor Vehicle with more than the legal limit of alcohol in his/her blood;
9. or caused by or contributed to by any psychiatric, mental or nervous condi ons of any kind, including mental impairment and psychopathic disorders, depression, major a ec ve disorders, psycho c and neuro c condi ons and all stress and anxiety related disorders other than the bene ts other than bene ts provided under Extension 5 Trauma counselling;
10. or caused by or contributed by any congenital condi on.
Page | 190 Hollard Business Policy – Branch – Version 1 2018