Page 106 - Execuline - Classic Policy Wording

Motor
Key terms to understand
You
Third party
Write-off
Includes yourself, your spouse and any members of your immediate family who normally reside with you, and are financially dependent on you
Someone other than yourself who is involved in an insured event – for example, an injured pedestrian or the driver of a car that is involved in an accident with you
Your vehicle is so badly damaged that it cannot be repaired economically; or it has been stolen and cannot be recovered
Vehicle – full definition
Your vehicle includes all parts and accessories. It may be any one of the following:
○ a private car, minibus or similar vehicle designed to carry up to 12 people, including the driver
○ a station wagon, motorised caravan, 4x4 vehicle, 4x2 vehicle, or light delivery vehicle, with a gross vehicle
mass of no more than 3 500 kg
○ a golf cart
○ any vehicle that is temporarily used by you as a replacement while your insured vehicle is out of use for the purpose of overhaul, upkeep or repair up to the sum insured in the schedule.
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HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015