Page 112 - Execuline - Classic Policy Wording

Motor
Take out separate insurance in neighbouring countries
If your vehicle is lost or damaged in one of the neighbouring countries where this policy is valid, the following conditions apply:
○ If separate third-party liability insurance specific to the country concerned is required, we will not indemnify you for any legal liability that you may incur while using your vehicle there; so you are strongly advised to take out the required insurance in that country, and not rely on the cover of this policy
○ We will compensate you for any amounts in excess of, or not recoverable from, the particular third-party liability insurance required, subject to the laws of South Africa; so if all you get is R10 000, but you claimed for R25 000, we will pay you the difference of R15 000
○ If you have a valid claim, we may decide either to have the vehicle repaired in the country concerned, or have you bring it back to South Africa for repairs.
110
HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015