Page 140 - Execuline - Classic Policy Wording

Motorcycle
Take out separate insurance in neighbouring countries
If your motorcycle is lost or damaged in one of the neighbouring countries where this policy is valid, the following conditions apply:
○ you are covered only while the motorcycle is being used for social, domestic and private purposes
○ if separate third-party liability insurance specific to the country concerned is required, we will not indemnify you for any legal liability that you may incur while using your motorcycle there; so you are strongly advised to
take out the required insurance in that country, and not rely on the cover of this policy
○ we will compensate you for any amounts in excess of, or not recoverable from, the particular third-party liability insurance required, subject to the laws of South Africa; so if all you get is R10 000, but you claimed for R25 000,
we will pay you the difference of R15 000
○ if you have a valid claim, we may decide either to have the motorcycle repaired in the country concerned, or
have you bring it back to South Africa for repairs.
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HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015