Page 165 - Execuline - Classic Policy Wording

Caravan and trailer
Take out separate insurance in neighbouring countries
If your caravan/trailer is lost or damaged in one of the neighbouring countries where this policy is valid, the following conditions apply:
○ you are covered only while the caravan/trailer is being used for social, domestic and private purposes
○ if separate third-party liability insurance specific to the country concerned is required, we will not indemnify you for any legal liability that you may incur while using your caravan/trailer there; so you are strongly advised
to take out the required insurance in that country, and not rely on the cover of this policy
○ we will compensate you for any amounts in excess of, or not recoverable from, the particular third-party liability insurance required, subject to the laws of South Africa; so if all you get is R10 000, but you claimed for R25 000,
we will pay you the difference of R15 000
○ if you have a valid claim, we may decide either to have the caravan/trailer repaired in the country concerned,
or have you bring it back to South Africa for repairs.
HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015 163