Page 47 - Execuline - Classic Policy Wording

Household contents
1. Fire
Fire, lightning or explosion
You are covered for loss or damage to the contents of your home that is caused by fire, lightning or explosion.
2. Weather and earthquake
Storm, wind, water, hail, etc.
You are covered for loss or damage to the contents of your home that is caused by storms, as well as related activity such as wind, water, snow, flood and hail.
However, this does not apply to property that is out in the open or not under a roof, unless it is something designed to operate in the open, like garden furniture.
You are also covered for loss or damage to your contents arising from an earthquake.
3. Leaks, flooding
Overflowing of water apparatus; leakage of oil
You are covered for loss or damage to the contents of your home that is caused by leaks and flooding. Examples are bursting pipes, overflowing water tanks, exploding geysers and sudden leakage of oil from heaters.
4. Impact
Impact with the building; falling trees
You are covered for loss or damage to the contents of your home that is caused by sudden impact. Examples are a tree falling onto your home, or a wall collapsing onto a part of your property. However, the cover does not apply if the event is caused by outside agents – for example, tree fellers or building contractors – in the course of work they are doing for you.
HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015 45