Page 51 - Execuline - Classic Policy Wording

Household contents
Accidental damage inside your home
Your contents are covered for accidental loss or damage, whether inside your home or at your address.
Pay-out is limited
We will not pay more than the amount in the LIMIT SECTION.
Accidental damage does not include any of the following:
○ depreciation, or gradual causes such as wear and tear, deterioration, rust, rising damp and mildew, corrosion or decay
○ damage caused by moths, vermin or insects
○ a cleaning, repairing or restoration process
○ cracking or scratching (unless caused by theft, attempted theft, fire or explosion) of glassware, glass or other
brittle articles other than jewellery, cameras, fixed glass or TV sets
○ the cost of reproduction or repair of data or software
○ loss or damage caused by domestic animals
○ loss or damage caused by wild animals or reptiles
○ any loss claimable under another section of the policy.
Accidental damage outside your home
Your contents are covered for accidental loss or damage inside any other house of which the address is listed in the schedule.
Pay-out is limited
We will not pay more than the separate amounts in the LIMIT SECTION.
Accidental damage does not include any of the following:
○ depreciation, or gradual causes such as wear and tear, deterioration, rust, rising damp and mildew, corrosion or decay
○ damage caused by moths, vermin or insects
○ loss or damage caused by wild animals or reptiles
○ a cleaning, repairing or restoration process
○ loss or damage to glass, glassware, porcelain or crystal unless caused by fire, theft or attempted theft
○ loss of, or damage to mobile electronic devices such as mobile phones, portable computers, handheld devices
and global positioning systems (GPS)
○ any loss claimable under another section of the policy.
HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015 49