Page 55 - Execuline - Classic Policy Wording

Household contents
Full-house (bowls)
If you score a full-house as an amateur bowler, you will be covered for the traditional celebratory expenses that usually accompany the event. The full-house must be certified by the bowling club.
Garden damage
We will pay for the cost of replacing any trees, shrubs or plants in your garden after a claim. This is on condition that the claim is not the result of theft or attempted theft, and that the home owner is not entitled to claim under his own insurance.
Hole-in-one (golf)
If you score a hole-in-one as an amateur golfer, you will be covered for the traditional celebratory expenses that usually accompany the event. The hole-in-one must be certified by the golf club.
Keys, locks and remote controls
We will pay for the cost of replacing lost or damaged keys, locks and remote controls, including the call-out costs of a technician. This will also apply if you have reasonable suspicion that an unauthorised person has access to duplicates.
Liability to third parties
You are covered as a tenant for liability to third parties, such as members of the public and the property owner. The details are described under the Personal Liability section on page 70.
Money
We will pay for loss of money or negotiable instruments, provided there are visible signs of violent and forced entry to or exit from your home.
Office contents
We will pay for loss or damage to any goods or equipment in your home that are legitimately used for office purposes – for example, in your home profession or any one-person business that you run on the premises.
Personal documents
Following an insured event, we will pay for the cost of any materials and labour necessary to reinstate or obtain duplicates of your personal documents.
Power surge
We will pay for damage to your household contents that is caused by an electricity power surge on the distribution line of any public authority.
HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015 53