Page 59 - Execuline - Classic Policy Wording

Household contents
Your specific responsibilities
Tell us if you change your address
You must tell us immediately if you permanently move to a new address. We may impose new terms, premiums and conditions.
Keep jewellery in a safe
You must keep all jewellery and watches valued at more than the amount stated in the LIMIT SECTION in a securely locked wall- or floor-mounted safe when not in use.
Provide us with jewellery certificates
Before your cover starts, you must provide us with a valuation certificate from a registered jeweller or valuator. If you do not, we will not pay you more than the amount stated in the LIMIT SECTION for jewellery, gold, silver, platinum, watches, and precious or semi-precious stones.
Do not leave the property unoccupied
Unless we have agreed to it, you will not be able to claim for theft from your home or any other home on the property if it is left unoccupied for more than 60 consecutive days during any 12-month calendar period. We may charge an additional premium to extend the cover.
Please note that the presence of your domestic worker on the property does not constitute occupation, even if they are living in any of the outbuildings, or in their domestic quarters.
Monitor the risk profile of your tenants
You must advise us as soon as possible of any change to the risk profile of any tenant residing on your property. An example is if your tenant changes the security arrangements. In such cases, we may impose additional terms and conditions.
Definition of “unoccupied”
Your home is unoccupied if you or any of the people who usually live there have all gone out, leaving it empty – for example, shopping for a few hours or on holiday for a few weeks. The presence of a domestic worker in the staff quarters or outbuildings does not change this definition.
HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015 57