Page 68 - Execuline - Classic Policy Wording

All Risks
Which items of your property are insured
Unspecified property
Unspecified property means everyday items of clothing and personal effects normally worn by or carried on one’s person. It includes sports equipment – but you can’t claim for it if it breaks while you are playing.
The following items of unspecified property are not covered:
○ vehicle sound equipment, cellphones, cassette tapes, or any other electronic device or disk that can be held in the hand
○ spectacles, sunglasses or contact lenses
○ stamp or coin collections
○ camping equipment, or the contents of caravans
○ golf clubs
○ pedal-cycles
○ computer equipment and accessories (laptops, notebooks, palmtops, iPads, etc.)
○ property that is more specifically insured.
If you need cover for any of these items, you must specify them.
Specified property
Any item of property that is specifically listed in your schedule is covered.
This includes caravan contents such as household goods, whether in the caravan itself or the side tent.
66 HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015