Page 83 - Execuline - Classic Policy Wording

Personal liability
Death or bodily injury to employees or family
We do not cover liability for death of, or bodily injury to, you or any member of your family, or any employee arising out of their employment by you.
Loss or damage to property
We do not cover you for loss or damage to property that:
○ belongs to you, your family or your employee
○ is in your custody and control
○ is in the custody and control of your directors, members, trustees or beneficiaries, or members of their families
who usually reside with them, if you are a company, close corporation or trust
○ is covered under some other insurance policy.
No cover during structural alterations
We do not cover you for loss or damage to your home or outbuildings when these are being structurally altered, and the loss or damage is caused by these alterations.
Fraud, assault, reckless disregard
You are not covered for liability that arises out of:
○ dishonest, fraudulent or malicious acts by you
○ physical assault committed by you
○ the reckless disregard by you of the possible consequences of your actions or omissions.
HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015 81