Page 125 - Policy Wording - Hollard Prestige Portfolio 1.4

Section 8 – Motor vehicle
Your obligations
○ Drivers must be licenced
Any driver of your vehicle must comply with the terms and conditions of this policy and must have a valid driver’s
licence.
– If your vehicle is used in South Africa, the driver must be in possession of a valid South African driver’s licence, or a valid driver’s licence that complies with South African legislation.
– A person with a valid learner’s licence must be accompanied by a person with a valid driver’s licence.
– A valid driver’s licence is a licence that has not been cancelled, suspended or endorsed.
– In terms of South African legislation, an international, commonwealth or neighbouring country driver’s licence must be converted to a South African licence within the regulated time of the driver becoming a permanent resident, otherwise the licence is invalid and the driver will be considered unlicensed.
– The code on the driver’s licence must allow the driver to drive your vehicle, or to tow the size of load that your vehicle is used for.
– If your vehicle is used in another country covered under this policy, the driver must have a valid driver’s licence as required by the country in which your vehicle is used.
Vehicle security means the installation of a tracking and recovery device. We may in certain instances require a tracking device in order to insure the vehicle for theft cover.
○ Vehicle security warranty
If a security or tracking device is a prerequisite and/or the sum insured of your vehicle is in excess of the limit
stated in the schedule, you must be able to prove to us in the event of a claim:
– that it is an early-warning system type and not of dormant nature
– that it was already installed at the time of the incident, and was activated and working
– that it is self-testing, or had been tested in the last six months.
You must also be able to show us that you immediately reported any theft or hijacking to the tracking company, and that your contract was active and paid up.
If a tracking device is not a requirement, but you have installed one, we will waive the specific excess payable in respect of claims for theft or hijacking.
Check your schedule now to see whether a security or tracking device is a prerequisite for theft cover.
○ Road traffic regulations means you must ensure that your motor vehicles are not used for any purpose other than what they are specifically designed for.
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