Page 129 - Policy Wording - Hollard Prestige Portfolio 1.4

Section 8 – Motor vehicle
B. VEHICLE LIABILITY
Specific definitions for this section
○ What we cover as your motor vehicle
Your motor vehicle is described in your schedule. It will either be a motor car, motorcycle, caravan or trailer, golf cart, light delivery vehicle, sport utility vehicle or kombi/microbus/minibus (or similar vehicle) and vintage vehicle designed or adapted to carry not more than 12 occupants (including the driver), or a station wagon or motorised caravan, not exceeding 3 500 kg in gross vehicle mass.
○ Insured cause means an incident that leads to:
– death or bodily injury to another person, but only if the driver can be held legally liable in terms of the
applicable legislation at the time of the incident
– accidental physical loss of, or damage to tangible property
– legal costs and expenses which a claimant can recover in connection with a valid claim and with our consent.
○ Other vehicle means any vehicle not insured by this policy or not owned, being purchased, leased or hired by you. Where are you covered
The Republic of South Africa and temporary use in Botswana, Lesotho, Swaziland, Namibia, Kenya, Mozambique, Uganda and Zimbabwe.
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