Page 132 - Policy Wording - Hollard Prestige Portfolio 1.4

What is not covered
○ Liability due to death or bodily injury to you or any member of your household or family.
○ Liability due to death or bodily injury to any person in your employment, if the liability arises out of the course of
such employment.
○ Liability while the motor vehicle is being driven or used by you or any person with your consent and knowledge while under the influence of alcohol or drugs.
○ Liability while the motor vehicle is being driven or used by you or any person with your consent and knowledge without a valid driver’s licence.
○ Liability due to accidental loss or damage to property belonging to you or a member of your household or which is in your custody and control or held in trust.
○ Liability due to accidental death of or bodily injury to a person carried in a motor vehicle, caravan or trailer, light delivery vehicle or on the pillion of any motorcycle, scooter, three-wheeled vehicle, quad bike or in a golf cart.
○ Liability due to any person on or getting in or out of a motorcycle, scooter, golf cart, three-wheeled vehicle or quad-bike.
○ Liability for death of or bodily injury to any person, arising directly from the fact that your vehicle is unroadworthy.
○ Liability or loss arising directly from the fact that your motor vehicle is unroadworthy or not maintained.
○ Liability for damage to property carried in your vehicle, or any trailer or caravan attached to it.
○ Liability due to accidental loss of or damage to other vehicles being towed.
○ Liability due to accidental death of or injury to any person carried in a towed vehicle.
○ Liability which arises if an insured or other vehicle is used for any purpose other than that stated in the schedule.
○ Liability as a result of other drivers where there is indemnity under another policy.
○ Liability as a result of other drivers, where the other driver has been refused vehicle insurance.
○ Liability arising from the operation, demonstration or use of any tool of trade attached to the vehicle (for purposes other than maintenance or repair of the vehicle) or anything manufactured by or contained in the tool.
Section 8 – Motor vehicle
130 Hollard Prestige Portfolio – Version 1.4 – 2 Feb 2023