Page 24 - Policy Wording - Hollard Prestige Portfolio 1.4

○ Electricity grid failure:
– This exclusion also applies to consequential losses in respect of any public utilities that are affected by Electricity grid failure, including but not limited to, the disruption of water, telecommunications and sewage systems. It also applies to other consequential losses, such as the deterioration of any food or other items.
– This exclusion does not apply to Loadshedding which remains covered subject to the terms and conditions in your policy.
○ Pollution and contamination means the discharge, release, dispersal, seepage or escape of any solid, liquid, gas, contaminant or pollutant. There is also no cover for the cost of removing, nullifying or cleaning up seeping, polluting or contaminating substances.
For example, humidity, fumes, smoke, soot, chemicals, acids or waste.
○ Outbreaks, pandemics, epidemics and communicable diseases:
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A declared or classified epidemic or pandemic, including any mutation or variation thereof. This applies regardless of when it was declared or classified.
A communicable disease or the fear or threat of a communicable disease. This includes any disease which can be transmitted by a substance, agent or organism (such as a virus, bacterium or parasite), and is regardless of the method of transmission (such as airborne or bodily fluid transmissions).
General exclusions
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Hollard Prestige Portfolio – Version 1.4 – 2 Feb 2023