Page 62 - Policy Wording - Hollard Prestige Portfolio 1.4

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Personal belongings include items such as:
• clothing
• personal items normally worn or carried by a person
• personal equipment normally worn or used by the person participating in sport or hobbies
• mobile communication equipment, cellular phones, laptops, notebooks, palmtops, portable computers, kindles, iPods, iPads and tablet devices including for business use
• portable play stations and portable GPS navigation equipment
• jewellery and watches
• musical instruments
• professional kits that are designed to be used in a certain profession, i.e. make-up artists and medical students.
Excluding items specifically covered when removed from personal baggage as described under Personal baggage above.
Possessions of any parent or grandparent who are financially dependent on you, resident in a nursing home or residential care home excluding jewellery and watches, money and bank cards up to the limit stated in the schedule.
Property of guests and domestic employees not otherwise insured excluding jewellery and watches, money and bank cards up to the limit stated in the schedule.
Sports equipment including use by you while participating in sports events. Sports equipment includes items such as bicycles, golf clubs and fishing equipment but excluding parachutes, para-gliders and hang- gliders: these have to be specified under Section 3, Assets specified.
Student and scholar possessions means contents kept at a boarding school, college, university or other student accommodation up to the limit stated in the schedule.
Swimming pool and borehole machinery: We will cover you up to the limit stated in the schedule for loss or damage to pumps and machinery of saunas, spas, swimming pools and domestic boreholes as a result of accidental, electrical or mechanical breakdown.
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Section 2 – Contents
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Hollard Prestige Portfolio – Version 1.4 – 2 Feb 2023