Page 73 - Policy Wording - Hollard Prestige Portfolio 1.4

Section 2 – Contents
○ Property of guests and domestic employees is covered provided that theft from the home must be accompanied by evidence of violent and forced entry. We do not cover the following items:
– any item insured under another policy
– jewellery and watches
– cash or documents
– mobile phones or devices with mobile phones
– incidents happening away from the insured address.
○ Student and scholar possessions are covered provided that theft from the residence or dorm is accompanied by evidence of violent and forced entry.
○ Property occupied by tenants: We will not be liable for any loss of damage resulting from malicious damage and loss or damage as result of theft or attempted theft is subject to evidence of violent and entry.
○ Contents do not include
We do
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not pay for: water in:
• tanks
• swimming pools
• spas or any other water container.
animals including fish, reptiles, pets and livestock unless specifically stated in the schedule
unfixed home materials and uninstalled home fixtures or fittings
motor vehicles, motorcycles, golf carts, watercraft, aircraft, caravans and trailers and their contents
tenants' improvements, fitted furniture, fitted appliances, fixtures and fittings
fine arts valued more than the limit stated in the schedule or more specifically insured under the fine arts section. The excess stated in the schedule applies to this cover.
Hollard Prestige Portfolio – Version 1.4 – 2 Feb 2023 71