Page 111 - Hollard Business Policy - Binder

Umbrella Liability (Commercial Risk)
13.16 Due observance
The due observance and fulfillment of all Provisions in this Policy that require anything to be done or complied with by the Insured is precedent to any liability of the Insurers in respect of any occurrence for which the Insured makes a claim under this Policy.
13.17 Fraudulent claims
If any claim under this Policy is in any respect fraudulent, the benefit afforded under this Policy in respect of such claim shall be forfeited.
13.18 The privacy of your personal information
The Insurer cares about the privacy, security and online safety of the Insured’s personal information and the Insurer takes their responsibility to protect this information very seriously. Below is a summary of how the Insurer deals with the Insured’s personal information. For a more detailed explanation, please read the Insurer’s official Privacy Notice on their website.
Processing the Insured’s personal information:
The Insurer has to collect and process some of the Insured’s personal information in order to provide products and services, and also as required by insurance, tax and other legislation.
Sharing the Insured’s personal information:
The Insurer will share the Insured’s personal information with other Insurers, industry bodies, credit agencies and service providers. This includes information about the Insured’s insurance, claims and premium payments. The Insurer does this to assess claims, prevent fraud and to conduct surveys.
Accessing the Insured’s medical information:
The Insurer may ask the Insured to undergo any necessary medical testing, blood testing and examinations. The Insured may also ask the Insured to send any medical information needed to accurately assess the risk and/or claims.
Protecting the Insured’s personal information:
The Insurer takes every reasonable precaution to protect the Insured’s personal information (including information about the Insured’s activities) from theft, unauthorised access and disruption of services.
Receiving marketing from the Insurer:
Please contact the Insurer to change any marketing preferences. Remember that even if it is chosen not to receive marketing from the Insurer, communications about this product will still be sent.
Hollard Business Policy – Binder – Version 8 2024 Page | 109