Page 162 - Hollard Business Policy - Binder

CLAUSES AND EXTENSIONS Cross liabilities
Where more than one Insured is named in the Schedule, the Company will indemnify each Insured separately and not jointly, and any liability arising between such Insured shall be treated as though separate policies had been issued to each;
PROVIDED THAT:
the aggregate liability of the Company shall not exceed the limit of indemnity stated in the Schedule.
Emergency accommodation
Accommodation for the Insured and/or spouse as well as any passenger travelling with the Insured in respect of an emergency as a result of:
1. loss or damage to the vehicle; or
2. mechanical, electronic or electrical breakdown of the vehicle;
PROVIDED THAT:
the Company's liability shall not exceed:
1. R500 (five hundred rand) per person; or
2. R2 500 (two thousand five hundred rand) in the aggregate any one occurrence; or
3. R5 000 (five thousand rand) in the aggregate any period of insurance.
This Extension is only applicable to private type motor cars and light commercial vehicles up to a GVM of 3 500 kg (three thousand five hundred kilograms).
Loss of fuel
The Company will pay for loss of fuel from the fuel tank of the vehicle stated in the Schedule as a result of:
1. a collision involving the vehicle; or
2. theft/hijacking of the vehicle or any attempt thereat accompanied by violence or threat of violence;
PROVIDED THAT:
1. the Insured shall provide proof of the quantity of fuel contained in the vehicle's fuel tank at the time of loss;
2. the Company’s liability shall not exceed R1 000 (one thousand rand) any one occurrence; and
3. the Insured shall be responsible for the first R250 (two hundred and fifty rand).
The Insured shall pay in addition all other first amounts payable in terms of the original claim.
Loss of locks, keys, central locking devices and remotes
The Company will indemnify the Insured in respect of the cost of replacing locks, keys, central locking devices and remotes including the remote alarm controller and, if necessary, the reprogramming of any coded alarm system of any insured vehicle, following upon the disappearance of any key or alarm controller of such vehicle or following upon the Insured having reason to believe that any unauthorised person may be in possession of a duplicate of such key or alarm controller;
PROVIDED THAT:
1. the Company's liability shall not exceed R15 000 (fifteen thousand rand) in respect of any one event; and
2. the Insured shall be responsible for the first 10% (ten percent) of the claim with a minimum of R1 250 (one thousand two hundred and fifty rand) each and every claim.
Additional cover may be purchased in which case the limit stated in the Schedule will be over and above the automatic cover provided.
Motor
Page | 160 Hollard Business Policy – Binder – Version 8 2024