Page 169 - Hollard Business Policy - Binder

Motor
1.2 incurred:
1.2.1 outside the Republic of South Africa, Namibia, Botswana, Lesotho, the Kingdom of Eswatini (formerly Swaziland), Zambia, Zimbabwe, Malawi and Mozambique;
PROVIDED THAT:
the Company will not be liable for any accident, injury, loss, damage or liability if the country entered into provides cover on entry;
1.2.2 but the Company will indemnify the Insured against loss of or damage to any vehicle while in transit by sea or air between ports or places in these territories including loading and unloading incidental to such transit;
1.3 arising from the ownership, possession or use of vehicles:
1.3.1 used principally for the transportation of explosives such as nitroglycerine, dynamite or any other substance generally classified as a highly explosive substance or for the transport of hazardous chemicals;
1.3.2 in the underground workings of any mine or on the apron or runway at any airport;
1.4 incurred while any vehicle is being driven by:
1.4.1 the Insured:
1.4.1.1 while under the influence of intoxicating liquor or drugs (unless administered by or prescribed by and taken in accordance with the instructions of a member of the medical profession other than himself/herself); or
1.4.1.2 while the blood alcohol percentage of the Insured exceeds the statutory limit at the time of the occurrence; or
1.4.1.3 while not holding a valid driver's licence to drive such vehicle;
1.4.2 any other person with the general consent of the Insured who, to the Insured's knowledge:
1.4.2.1 is under the influence of intoxicating liquor or drugs (unless administered by or prescribed by and taken in accordance with the instructions of a member of the medical profession other than himself/herself); or
1.4.2.2 while the blood alcohol percentage of such person exceeds the statutory limit at the time of the occurrence; or
1.4.2.3 who does not hold a valid driver's licence to drive such vehicle, but this shall not apply if the Insured was unaware that the driver did not hold a valid driver's licence and the Insured can prove to the satisfaction of the Company that, in the normal course of his/ her business, procedures are in operation to ensure that only drivers with valid licences are permitted to drive insured vehicles;
1.4.3 or is under control for the purpose of being driven by a person who does not hold a current valid Professional Driving Permit (PDP) to drive such a vehicle as required in terms of the National Road Traffic Amendment Act of 1998 as amended. This Exception applies if the said person has held a PDP but has not renewed it and is applicable to all drivers of:
1.4.3.1 goods vehicles with a gross vehicle mass (GVM) exceeding 3 500kg (three thousand five hundred kilograms);
1.4.3.2 breakdown vehicles;
1.4.3.3 buses;
1.4.3.4 mini-buses with a GMV exceeding 3 500kg (three thousand five hundred kilograms) or with 12 (twelve) or more seats (including the driver);
1.4.3.5 motor vehicles conveying persons for reward;
1.4.3.6 motor vehicles conveying more than 12 (twelve) persons;
Hollard Business Policy – Binder – Version 8 2024 Page | 167