Page 92 - Hollard Business Policy - Binder

6.3.3 any person participating in any government, or otherwise authorised work experience, training, study, exchange, or similar scheme;
6.3.4 any voluntary persons;
while engaged in work for the Named Insured in connection with the business.
7. Product
any goods (including packaging, containers, labelling, instructions or advice, provided in connection therewith):
7.1 sold, supplied or distributed by or on behalf of the Named Insured;
7.2 erected, repaired, serviced, altered, treated or installed by the Named Insured;
in the course of the business, and which have left the care, custody or control of the Named Insured.
8. Pollution Hazard
8.1 actual, alleged, or threatened:
8.1.1 ingestion, inhalation, absorption, release, escape, discharge, dispersal, seepage of, contact with, or exposure to pollutants;
8.1.2 subsequent spread, migration or movement of pollutants following 8.1.1 above;
8.2 the costs of cleaning up, containing, treating, detoxifying, neutralising, removing, monitoring of, or testing for, pollutants and their effects, whether or not these are performed by the Insured or third parties.
9. Pollutants
any solid, liquid, gaseous or thermal irritants, smoke, vapour, soot, fumes, acids, alkalis, chemicals, waste or other substances or contaminants, bacteria, molds or other fungi (including but not limited to mildew or mycotoxins or spores or any other substance or product produced or released by molds or fungi), which actually or are alleged to adversely affect land, water, atmosphere, property, buildings, other structures or people, animals, plants, and all other living organisms, or the general environment.
10. Offshore work
embarkation onto a conveyance until disembarkation from such conveyance at the point of final departure for transport to and from an offshore installation or vessel, transit between or work on an offshore installation or vessel.
11. Event
any one occurrence, or all occurrences of a series consequent upon, or attributable to, one originating cause including but not limited to one or more occurrences of bodily injury or personal injury or loss of or damage to property, relating to the same fault in design, manufacture, instructions for use, packaging or labelling or attributable to the supply of the same product or products showing the same defect or the same action or failure to act, and will be treated as one single occurrence, irrespective of the number of injured parties, actual claimants, potential or eligible claimants, and whether or not brought by class action or individually by the claimants concerned.
12. Limit of indemnity
the total liability of the Company for all amounts payable in accordance with the Defined Events, and will not exceed the amount stated in the Schedule.
If an event gives rise to a claim or a series of claims which form the subject of an indemnity under more than one operative section of this Section of the Policy, the total amount of the Company’s liability will at all times be limited to the greatest limit of indemnity available under any one of the operative sections in this Section of the Policy affording indemnity for the claim or series of claims.
The limit of indemnity will be determined with reference to the Schedule, or such other limit as may apply by virtue of an endorsement to, or specific sub-limit set out in this Section of the Policy.
Combined Liability (Claims-made Basis)
Page | 90 Hollard Business Policy – Binder – Version 8 2024