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 Motor
 3.3 Heavy Commercial Vehicles
  HEAVY COMMERCIAL VEHICLES
REGION
VEHICLE VALUE
      MINIMUM MONTHLY PREMIUM
up to R150 000
R150 001 – R200 000
R200 001 – R250 000
R250 001 – R300 000
R300 001 – R350 000
       Gauteng
 North-West/ Limpopo/ Mpumalanga Metro
 NW/LP/MP Rural
 Free State Metro
 Durban/ Pietermaritzburg
 South Coast/North Coast
 Cape Town/Boland Metro
 Western Cape Rural
 Port Elizabeth
 East London
   R500
R400
R400
R400
R400
R400
R400
R400
R400
R400
7.00% – 6.25%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
5.75% – 5.50%
5.50% – 5.25%
6.75% – 5.95%
6.75% – 5.90%
6.75% – 5.85%
6.75% – 5.80%
8.25% – 7.25%
8.25% – 7.25%
8.25% – 7.25%
8.25% – 7.25%
8.00% – 7.00%
7.00% – 6.50%
8.00% – 7.20%
8.00% – 7.15%
8.00% – 7.10%
8.00% – 7.00%
7.00% – 6.25%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
5.50% – 5.25%
5.25% – 5.00%
6.75% – 5.95%
6.75% – 5.90%
6.75% – 5.85%
6.75% – 5.80%
6.50% – 5.75%
6.50% – 5.70%
6.50% – 5.65%
6.50% – 5.60%
4.70% – 4.60%
7.25% – 6.50%
7.25% – 6.45%
7.25% – 6.40%
7.25% – 6.35%
7.00% – 6.50%
6.50% – 6.25%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
7.00% – 6.05%
7.00% – 6.25%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
5.25% – 5.00%
5.00% – 4.90%
6.75% – 5.95%
6.75% – 5.90%
6.75% – 5.85%
6.75% – 5.80%
6.25% – 5.50%
6.25% – 5.45%
6.25% – 5.40%
6.25% – 5.35%
4.60% – 4.50%
7.25% – 6.50%
7.25% – 6.45%
7.25% – 6.40%
7.25% – 6.35%
6.50% – 6.25%
6.25% – 6.00%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
7.00% – 6.05%
6.75% – 6.00%
6.75% – 6.15%
6.75% – 6.10%
6.75% – 6.05%
5.00% – 4.90%
4.90% – 4.80%
6.75% – 5.90%
6.75% – 5.85%
6.75% – 5.80%
6.75% – 5.75%
6.25% – 5.50%
6.25% – 5.45%
6.25% – 5.40%
6.25% – 5.35%
4.50% – 4.40%
7.25% – 6.50%
7.25% – 6.45%
7.25% – 6.40%
7.25% – 6.35%
6.25% – 6.00%
6.00% – 5.75%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
7.00% – 6.05%
6.50% – 5.75%
6.50% – 5.70%
6.50% – 5.65%
6.50% – 5.60%
4.90% – 4.80%
4.80% – 4.70%
6.25% – 5.45%
6.25% – 5.40%
6.25% – 5.35%
6.25% – 5.30%
6.25% – 5.50%
6.25% – 5.45%
6.25% – 5.40%
6.25% – 5.35%
4.40% – 4.30%
7.25% – 6.50%
7.25% – 6.45%
7.25% – 6.40%
7.25% – 6.35%
6.00% – 5.75%
5.75% – 5.50%
7.00% – 6.20%
7.00% – 6.15%
7.00% – 6.10%
7.00% – 6.05%
6.50% – 5.75%
6.50% – 5.70%
6.50% – 5.65%
6.50% – 5.60%
4.80% – 4.70%
4.70% – 4.60%
6.25% – 5.45%
6.25% – 5.40%
6.25% – 5.35%
6.25% – 5.30%
6.00% – 5.00%
6.00% – 4.95%
6.00% – 4.90%
6.00% – 4.85%
4.30 – 4.20%
           HEAVY COMMERCIAL VEHICLES
REGION
VEHICLE VALUE
       R350 001 – R400 000
R400 001 – R450 000
R450 001 – R500 000
R500 001 – R550 000
R550 001 – R600 000
R600 001 – R650 000
       Gauteng
 North-West/ Limpopo/ Mpumalanga Metro
 NW/LP/MP Rural
 Free State Metro
 Durban/ Pietermaritzburg
 South Coast/North Coast
 Cape Town/Boland Metro
 Western Cape Rural
 Port Elizabeth
 East London
             HEAVY COMMERCIAL VEHICLES
VEHICLE VALUE
      REGION
North-West/Limpopo/Mpumalanga Metro
R650 001 – R700 000
R700 001 – R750 000
R750 001 – R800 000
R800 001 – R900 000
R900 001 – R1 000 000
      Gauteng
  NW/LP/MP Rural
 Free State Metro
 Durban/ Pietermaritzburg
          Commercial Underwriting Mandates and Guidelines – Binder – Version 4 2022
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