Page 39 - AreaNewsletters "Nov 2020" issue
P. 39

Deck, Fence and House Staining
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who are struggling
to cover their energy costs during this time.
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H O U S E & H O ME
Veterans Day is November 11th
Thank you to all who have served!
And to the families of those who have served!
TheseHome Wanted
Improvement Trades
in this newsletter
If you currently have a VA loan on your home, it is worth the few minutes it would take to have a quick phone call and learn if an IRRRL (Interest Rate Reduction Re nance Loan) is for you. There are no appraisals, no employment or income veri cation, and we are closing them FAST (10 days or less!)
• Hardwoods • Pest Control • Movers
• Locksmith
• Appliance Repair • Carpenter
• Glass / Windows
If you have an existing VA-backed home loan and you want to reduce your monthly mortgage pay- ments—or make your payments more stable—an interest rate reduction re nance loan (IRRRL) may be right for you. Re nancing lets you replace your current loan with a new one under different terms. Find out if you’re eligible—and how to apply.
If you know and trust someone in these  elds, please recommend they advertise in
Am I eligible for an IRRRL?
Mimi’s Carpet Care Upholstery Cleaning
You may be eligible for an IRRRL if you meet all of the requirements listed below.
All of these must be true. You:
• Already have a VA-backed home loan, and
• Are using the IRRRL to re nance your existing VA-backed home loan, and
• Cancertifythatyoucurrentlyliveinorusedtolive in the home covered by the loan
Note: If you have a second mortgage on the home, the holder must agree to make your new VA-backed loan the  rst mortgage.
Schedule Early
for the Holidays and be ready for guests!
Why might I want to get an IRRRL?
Often called a “streamline” re nance, an IRRRL may help you to:
• Loweryourmonthlymortgagepaymentbygetting you a lower interest rate, or
• Make your monthly payments more stable by moving from a loan with an adjustable or variable
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Castle Rock “AreaNewsletters • November 2020
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