Page 29 - AreaNewsletters "May 2022" issue

B B U US S I I N N E E S S S S & & F F I I N N A A N N C C E E
...continued from page 5 Choosing the Right Credit Card
I want to save money on interest.
If you plan to use your credit card to pay off a major expense over time, a card with 0% intro APR and ongoing low interest rate may be an ideal match for you.
Narrow Your Selection
Here’s how to determine which card type will offer you the best value:
Credit-Building
4 No annual fee.
4 Your payments are reported to the three major credit bureaus.
4 Free credit score tool. Scott Rice State Farm Insurance Agency
Rewards Card
4 Delivers the highest rewards for the category you spend the most on.
4 Low required spending limmit.
4 The annual fee is worth it based on the
perks offered.
Low Interest Card
4 Length of the 0% APR period.
4 Low (or no) late fees or penalty APR.
4 Offers sign-up bonus or ongoing rewards.
If you need recommendations, please call Nadine Kirk with Re/Max Alliance, 303-941-4221 for a trusted referral who will take care of you and your credit.
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Castle Rock “AreaNewsletters” • May 2022
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