Page 15 - AreaNewsletters "Aug'18" issue

HEALTH • WELLNESS • LIFESTYLE
4 things you should know about
Travel Protection
by Joy Ross, Travel Journeys
Even the most seasoned travelers sometimes feel confused about travel insurance
— what’s out there, what it covers, whether or not they need it.
While coverage and policies can vary, here are some 1basics of travel insurance to get you started:
There are four main types of travel insurance. What
If you’re looking to maximize your fun and minimize your risk, travel insurance might be just the right option for you. Take your time, ask tons of questions, and nd what works best for you and your family.
Have questions about insurance – or any other travel-related topic? I’d love for you to contact me so I can and get to know you and your travel plans better. To get in touch, contact Joy at Travel-Journeys.com , email, or call 303-663-0238.
you might need depends largely on what kind of vacation
you’re taking and what kind of traveler you are.
• trip cancellation and interruption (full or partial reimbursement for a trip you need to cancel prior to departure, or a trip that gets cut short for a wide variety
of reasons)
• medical (for health issues that occur outside of your
normal coverage area)
• evacuation (due to disaster, dangerous weather,
political emergency, or medical emergency)
• baggage (reimbursement for lost, stolen, or damaged
baggage)
Most insurance policies covers all of the above plus expenses incurred if your trip is delayed, if you miss your ight, or if your tour company changes your itinerary.
2Just because you have health insurance at home does not mean that it will cover you on your vacation. Most do not cover you for out of the country (especially Medicare). In fact, some insurance policies don’t even cover health emergencies experienced on foreign- agged vessels — which is what most cruise ships are. Check with your provider, and direct any insurance-related questions with them.
3Some policies, children traveling under 18 are Free with parents or grandparents.
4Weighthecostofthevacationwiththecostofinsurance. If, you’re headed out on an vacation that you’ve been saving for, travel insurance is likely a great idea.
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Castle Rock “AreaNewsletters • August 2018