Page 3 - AreaNewsletters "July 2020" issue

PROFESSIONAL
E ean
HOUSE CLEANING
I will clean y r h se the way I want my n h se to be cleaned.
Call/text:
Robert 720.280.2959
Iwona 720.487.6379
15+ years experience
$3
Face Masks
Proceeds go to the
Help & Hope Food Bank
at Hemp Victory Garden 222 Front St., Castle Rock
719-387-1070
(see our ad in this issue, page 10)
F E A T U R E A R T I C L E O F T H E MO N T H
Article provided by Nadine Kirk, The Kirk Team, Re/Max Alliance.
When it comes to building credit, it can e di cult to tell fact from ction. Use this short true-or-false quiz to help you get the facts straight and your credit in great shape.
True or False?
FALSE: An outstanding mortgage being paid on time isn’t the same as $30,000 wor th of credit card debt.An oustanding mortgage that’s paid on time is considered “good debt,” and it can raise your score. Stay away from cosumer debt!
When I pay off my debt, it’ll disappear from my credit report:
FALSE: Paid debt will remain on your credit report for several years. If it was paid on time, it can boost your score. Bankruptcy, defaulted loans and other negative information can hurt, sticking around for 7-10 years.
Even though I got a promotion my credit score is unaffected:
TRUE: Income and job title may indirectly affect your score, but salary is not factored into your report.Still,head’s up – lenders may ask about your employment to determine how likely you are to pay your debts.
Organizer ~ Personal Assistant
Good Fairy
Pet Care ~ Dog Walking
Part-time help available for services including (but are not limited to) Organizing Help and Administrative Tasks in Castle Rock area.
The
Starting at
$25 per visit for
animal related services; $30 for all other jobs.
References available.
720-244-0460
Any debt will hurt my credit.
• repairs
• START-UPS
• INSTALLATION •YARDCLEAN-UP • TRIMMING
• LANDSCAPING
QUALITY SPRINKLER
Click to Email > normjoslyn@hotmail.com 720-350-3208
My spouse and I can run a joint credit report:
FALSE: Each individual receives their own credit score.Your joint accounts and shared loans may impact each of your scores, since they will appear
Click to continue....
3 Castle Rock “AreaNewsletters • July 2020
Due to Corona Virus concerns we wear masks, gloves, and booties.