Page 1 - 2017 FutureSteps
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Find Your
Future Steps
We know having affordable and quality healthcare insurance is extremely important, and you know what’s best for you. Our
Future Steps plan offers you and your family beneit coverage which will work for your needs today, tomorrow, and well into
the future. With Future Steps , the company is giving you control of your care and your costs.
Read on to learn how—together—each of us has the opportunity to use our beneit plan dollars wisely.
Future Steps for a Low Utilizer
Covers in-network preventive care at 100%; no deductible
$375 deposited by W&T Offshore into your HSA each quarter in case of an
emergency
Low per paycheck premiums
Same network of providers and discounts from BCBSTX
How You Might Use Your Plan
2017 2016
Coverage/Plan Future Steps /individual PPO/individual coverage
coverage
Annual Physical $0 $0
(average cost $150) (covered by plan) (covered by plan)
1 Urgent Care Visit $155 $155
(average cost $155)
$40
1 Tier 1 Prescription (pay full cost; haven’t $10 copay
(average cost $40) reached deductible)
W&T Offshore HSA Contribution $1,500 N/A
Your Personal HSA Contribution $500 N/A “I don’t use my plan very
Total Costs $195 $165 often, but when I do use
Total Premium it, I want it to be easy
$0
Total Costs Out of Your Pocket (pay full cost with HSA) $165 to use and provide the
coverage I need.”
Funds Left to Use in HSA Next Year $2,000 N/A
Please note the costs for the various services used to create this scenario are for illustrative purposes only.
Actual costs may differ based on the type of care or services provided.
Future Steps
We know having affordable and quality healthcare insurance is extremely important, and you know what’s best for you. Our
Future Steps plan offers you and your family beneit coverage which will work for your needs today, tomorrow, and well into
the future. With Future Steps , the company is giving you control of your care and your costs.
Read on to learn how—together—each of us has the opportunity to use our beneit plan dollars wisely.
Future Steps for a Low Utilizer
Covers in-network preventive care at 100%; no deductible
$375 deposited by W&T Offshore into your HSA each quarter in case of an
emergency
Low per paycheck premiums
Same network of providers and discounts from BCBSTX
How You Might Use Your Plan
2017 2016
Coverage/Plan Future Steps /individual PPO/individual coverage
coverage
Annual Physical $0 $0
(average cost $150) (covered by plan) (covered by plan)
1 Urgent Care Visit $155 $155
(average cost $155)
$40
1 Tier 1 Prescription (pay full cost; haven’t $10 copay
(average cost $40) reached deductible)
W&T Offshore HSA Contribution $1,500 N/A
Your Personal HSA Contribution $500 N/A “I don’t use my plan very
Total Costs $195 $165 often, but when I do use
Total Premium it, I want it to be easy
$0
Total Costs Out of Your Pocket (pay full cost with HSA) $165 to use and provide the
coverage I need.”
Funds Left to Use in HSA Next Year $2,000 N/A
Please note the costs for the various services used to create this scenario are for illustrative purposes only.
Actual costs may differ based on the type of care or services provided.
