Page 1 - AAACU Health & Welfare SPD rev 09012013
P. 1
Plan Document and
Summary Plan Description for the
Alpena Alcona Area Credit Union Health and
Welfare Benefit Plan
Your Health Care Benefits
Your Health Reimbursement Arrangement (“HRA”)
Your Life Insurance and AD&D Benefits
Your Disability Benefits
Employee Assistance Program (“EAP”)
EFFECTIVE DATE: 09/01/2013
