Page 5 - 2018 SCCAOR Affiliate Directory

HOME BUYER CHECKLIST
Make sure you have lled your taxes and have records of major nancial
transactions for the past year.
START LOOKING FOR HOMES ONLINE
Online listings will give you a picture of current inventory. Narrow down your list of MUST-HAVES and NICE-TO-HAVES. Make sure you develop realistic expectations for your new home.
GET PRE-APPROVED
It’s best to choose a local lender and get a pre-approval letter before you begin house hunting to show sellers your serious.
TRUST AN EXPERT
Find a REALTOR®.
SUBMIT OR RESUBMIT YOUR PRE-APPROVAL APPLICATION
Most mortgage pre-approvals are good for 60 to 90 days. If your search extends beyond that, resubmit your application.
MAKE AN OFFER
ENTER MUTAL ACCEPTANCE,
CLOSE THE DEAL
Buyers should deposit earnest money, review the seller disclosure forms, and schedule a home inspection.
HOMEOWNER’S INSURANCE
Protect yourself from loss or damage. Your policy will cover the property itself and against any liability in case someone sustains an injury while on your property.
CLOSING DAY
Con rm you have the settlement statement, certi ed funds, and evidence of insurance prior to closing. Get your keys, welcome home!